Jumbo Loans - The interest rate of the loan will remain fixed over the life of the loan. This means the principal and interest payment will remain constant. Loan amounts start at $359,651 and go up to 1 million dollars.

Adjustable rate (ARM) loans - The interest rate of the loan will remain fixed for a set period, usually 1, 3. 5, or 7 years, and then will be adjusted at a fixed interval, usually annually. The interest will be tied to an index plus a fixed margin. There will be a maximum interest rate annual increase (or decrease) and a maximum interest rate increase (or decrease) over the life of the loan.

No-Doc Loans - Available for 1st and 2nd mortgage borrowers, this program allows credit qualifying borrowers to purchase or refinance without verifying income and/or assets. Loans up to a 95% LTV (Loan to value) down payments requirements differ with creditworthiness.

Impaired Credit - Mortgage lates, collection accounts, and charge offs may be overlooked. Contingent upon risk of the loan. Rates vary according to risk (how much of a down payment and how bad your credit is).

Second Mortgages/Home Equity Loans - Pinehurst Mortgage can tailor a program to fit your individual needs. Please call us at 610-630-4150 to discuss what you are looking for.